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The Quiet Carriage · · 5-minute read

The finance assistant that caught a mistake, and the chatbot whose password was 123456

“It doesn’t replace your people. It gives them more capacity.”

Rob Parker-Cole
Rob Parker-Cole

From Rob

This week, a piece of string and five minutes of AI got me home in one piece.

I spent a day with my long-time friend Chris Clarke taking weight out of my 24-year-old Porsche and lowering it. Change the ride height and you upset the alignment, and I had a three-hour drive home ahead of me. Chris had done it before and brought the string-line kit. Then we hit a wall: our readings were in millimetres, the target was in degrees and minutes, and neither of us is a dab hand at maths.

Five minutes with ChatGPT gave us a simple app that converted our measurements, tracked the baseline and showed where each wheel was actually pointing. Half an hour with the spanners later, I drove home in a car that went where I pointed it. Try the app yourself.

We didn’t become mathematicians. Chris brought the expertise and AI filled the one gap that was holding us up. Most businesses have a job like that: one awkward step that sits just outside the team’s comfort zone. That’s where AI earns its keep. It doesn’t replace your people. It gives them more capacity.

What’s the string-line moment in your business? If you’d like help finding it, I offer a free 30-minute chat: rob@parkercole.ai.

Rob

Efficiency

Let your accounts software watch the numbers

The problem. Haneker, a London architectural joinery firm, had grown to the point where its money information lived in emails, spreadsheets and paper delivery notes. Nobody was watching it day to day.

What they did. They switched on Sage Copilot, the AI assistant inside their accounts software, to keep an eye on the numbers and flag anything unusual.

The result. It flagged a spike in supplier costs. That led them to an ordering error that, managing director Margaret Sadzynska says, would otherwise only have come to light at month-end.

The honest bit. Haneker gave no pound figures, and the story was published by Sage itself. Treat it as a good example of what to ask for, not proof of savings.

Try this week · about 20 minutes

Check whether your accounts package (Xero, QuickBooks, Sage) already has an AI “anything unusual?” feature. Ask it, or your bookkeeper, to review last month’s supplier spend for odd jumps.

Headwind: The rework tax

Workday surveyed 3,200 people who use AI at large companies. Nearly 40% of the time AI saved them went on checking and fixing its output, and only 14% consistently came out clearly ahead. Of those who did, 79% had been given more training. Budget time for checking and for learning, or the saving evaporates.

Workday sells AI software and these are big-company staff, but the pattern will be familiar.

Source: Workday research, January 2026 (published by a company that sells the product or service)

Source: Sage newsroom (published by a company that sells the product or service)

Named, self-reported

Number of the week

54%

Share of UK businesses actively using AI in early 2026, up from 35% a year earlier. The British Chambers of Commerce surveyed 668 firms, 94% of them SMEs. Of the SMEs using AI, 95% say it hasn’t changed how many people they employ.

Sources: BCC and ISER announcement · ISER/BCC working paper, AI Adoption and Workforce Change in SMEs

Risk

Change the default password. All of them.

What happened. McDonald’s used McHire, an AI chatbot hiring platform supplied by Paradox.ai. In 2025 two security researchers, Ian Carroll and Sam Curry, found its admin page still accepted a default login with the password “123456”. Combined with a second flaw, that let them reach the chat records of more than 64 million job applications, including names, email addresses and phone numbers.

What went wrong. Nobody hacked anything clever. A setting that came with the tool was never changed. McDonald’s says the problem was fixed the same day it was reported.

Why a small firm should care. Small businesses sign up for AI and software tools quickly, often with default settings and nobody checking. The legal duty to protect applicants’ and customers’ data does not shrink with your headcount.

The honest bit. The 64 million figure counts applications, not unique people, and the researchers reached the data to prove the flaw; it hasn’t been shown that anyone else did. The lesson doesn’t depend on the numbers.

Try this week · about 15 minutes

List every AI or online tool your team has signed up to. For each, confirm the admin login isn’t a default or shared password, turn on two-step sign-in, and remove accounts for people who’ve left.

Source: BleepingComputer report

Big-company lesson

Prompt of the week

Warn your staff about a scam in 60 seconds

The problem. Fraudsters impersonate the owner and ask staff to buy gift cards or make urgent payments. A clear, calm warning goes out late because nobody has time to write it.

Write a short internal alert telling staff about a fake message that appears to come from me and asks them to buy gift cards. Tell them not to reply or click links, and to confirm with me directly if they're unsure.

Before you use it. Use a channel your staff already trust, and don’t paste the suspicious email itself (links, headers) into a public AI tool.

Source: Adapted from Bitdefender

What changed in the tools

Google’s new Gemini can work while you’re away, and guesses less

Google’s top model, Gemini 4 Argon, reached the Gemini app on 13 October for paying Google AI Pro and Ultra subscribers. The part that matters for a small business is tasks: hand Gemini a job and, Google says, it “can work for you even when you’re not at your computer”.

The more useful finding comes from independent testing: when Argon didn’t know an answer, it made one up 15% of the time, against 51% for OpenAI’s GPT-6 Astra. Fewer confident wrong answers means less checking, though not none.

What to ignore. Google’s own benchmark table, which puts Argon ahead of its rivals. The independent tester Artificial Analysis rates it level with GPT-6 Astra overall, not ahead. And the cheap introductory price for businesses building on it will double; Google hasn’t said when.

Sources: Google: Gemini 4 Argon in the Gemini app (published by a company that sells the product or service) · Artificial Analysis independent evaluation

Find your 20%.

Want to know where AI would pay back in your business?

Answer four questions and get one small test to try. About three minutes, no email needed. Or tell me which job takes too long.

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